Mortgage Blog
Getting you the mortgage you deserve
Mortgage Insurance for Canadians: Top 5 Reasons Why It's Important
May 22, 2025 | Posted by: Sharon Black
Buying a home is one of the most significant financial decisions you'll make. As exciting as it is, it also comes with substantial financial responsibilities, including managing the mortgage debt effe ...
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Mortgage Renewals in 2025: Navigating Payment Increases Amid Rising Rates
May 17, 2025 | Posted by: Sharon Black
If you're among the thousands of Canadian homeowners with a mortgage renewal coming up in 2025, you might already be concerned about what rising interest rates could mean for your monthly payments. Du ...
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Mortgage Renewals in Early 2025 – Where Might Rates End Up?
May 4, 2025 | Posted by: Sharon Black
A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Renewals If your mortgage is co ...
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Protect Your Independence: Your Guide to Long‑Term Care Insurance
April 21, 2025 | Posted by: Sharon Black
Imagine enjoying your golden years with peace of mind—knowing that if you ever need a little extra help with daily tasks, you’re covered. That’s exactly what long‑term care (LTC) i ...
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April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
April 16, 2025 | Posted by: Sharon Black
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The major shift in direction of US trade policy a ...
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Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know
April 5, 2025 | Posted by: Sharon Black
You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence interest rates, which impacts mortgage payments and ...
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Pros & Cons of Paying Off Your Mortgage Before Retirement
March 21, 2025 | Posted by: Sharon Black
If retirement is approaching, you may be considering whether it's wise to pay off your mortgage early. As with many significant financial decisions, there isn't a one-size-fits-all answer. However, ...
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Life Insurance for Canadians: Term vs. Whole Life – Which One Might Be Right for You?
March 21, 2025 | Posted by: Sharon Black
When you start shopping around for life insurance in Canada, things can get confusing quickly. Terms like 'whole life,' 'term life,' 'cash value,' and 'premiums' can often confuse Canadians. However, ...
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March 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75%
March 12, 2025 | Posted by: Sharon Black
The Bank of Canada today reduced its target for the overnight rate to 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The Canadian economy entered 2025 in a solid position, with infl ...
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Mortgage Renewal Coming UP and rates higher than 5 yrs ago - Consider increasing your amortization?
March 7, 2025 | Posted by: Sharon Black
If your mortgage renewal date is approaching, it's important to take action. You might notice something that's hard to ignore: interest rates are significantly higher now than five years ago. You're n ...
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